Who We Are
Insight is a leading provider of risk mitigation and business solutions. We offer clients a comprehensive portfolio of best-in-class products, services and innovative tools to help them make smarter business decisions and empower them with timely, quality information. In order to market our services effectively and with due regard for the interests of consumers, we recognize that we have an obligation to protect the privacy and confidentiality of personally identifiable information (PII) that we may obtain about individuals through this Web site. Safeguarding the privacy of information we receive on this Web site is a top priority for consumers, our customers and Insight.
How we Collect and Use Information on Our Web Site
In general, you can visit this web site on the World Wide Web without telling us who you are or revealing any information about yourself. Our Web servers automatically collect the domain names, not the e-mail addresses, of visitors. This information is used to measure the number of visits, average time spent on the site, pages viewed and similar information. Insight uses this information to measure the use of our Web site and to develop ideas to improve the content of our Web site.
There are times, however, when we may collect information from you, such as your name and email address. Typically, the instances when we collect information from you include when you request investor information, marketing information, additional information or sign up for a newsletter. The personal information we collect is used by us only to respond to such inquiries. If you choose to share any personal information with us, we will only use it in accordance with the following practices:
Insight Screening, LLC obtains information on an individual consumer only upon the request of a user who has a permissible purpose under the FCRA to request information on that consumer. The FCRA requires a user to certify to Insight Screening, LLC that it has obtained the written consent of the consumer to request information before Insight Screening, LLC can supply the requested information.
The user must submit to reasonable audits by Insight Screening, LLC to confirm that it is, in fact, obtaining such consents.
Insight Screening, LLC does not maintain a database of consumer information.
Any information gathered on any consumer may only be provided to the user authorized by the consumer to receive the information. Insight Screening, LLC cannot and does not share, sell or distribute consumer information with or to any third party other than the requesting party thereof. Any consumer, upon proper identification, has the right under the FCRA to request Insight Screening, LLC to furnish to the consumer any and all information it may have on that consumer. The consumer has the right to dispute the accuracy or completeness of any information contained in the consumer’s file.
The consumer’s rights under the FCRA may be obtained by contacting us or going to the FTC website at: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre35.pdf.
However, Insight Screening, LLC may be required, upon receipt of a court order to release the information in civil litigation or as otherwise required by law, to disclose information regarding a consumer to law enforcement agencies.
Other privacy initiatives and procedures include, but are not limited to:
Personal Information Disclosure: United States or Overseas
How We Use and Collect Information in Our Various Businesses
Insight is a consumer reporting agency (CRAs) operating in accordance with the requirements of the Fair Credit Reporting Act (FCRA). FCRA establishes the following principles for all CRAs:
IForcredit reports from the credit bureaus: https://www.annualcreditreport.com/cra/index.jsp
For additional information about privacy or consumer reporting, visit the following Web sites:
Federal Trade Commission: www.ftc.gov
Consumer Data Industry Association: www.cdiaonline.org
California Office of Privacy Protection: www.privacy.ca.gov
 There is an exception for employer investigations of suspected employee misconduct or for compliance with law or employer policies, e.g., sexual harassment investigations.